Being young is often associated with being carefree and happy, and to a certain extent, this is the case. But your 20s can be the most challenging years of your life.

So, if you’re in your late teens or early 20s and think you’ve got it all figured out, I’ve got news for you…

You don’t have everything figured out

I used to feel so much pressure to have it all figured out, but the truth is: growing older doesn’t necessary mean that you know it all. In fact, figuring it out is what makes life and adventure, so give yourself a break.

Saving money is almost a myth

We’re faced with so many financial straits: student loan debts, unemployment, credit and store card debt, entry-level salaries and a saturated job market. This makes financial growth difficult and hard for us to save money. Also, we still want nice things.

You’re not entitled to anything

Be grateful for what you have because in a single moment you can lose the things you take for granted.

And never think that just because you have achieved something – good grades, a tertiary education, or a foot in the door at your dream job that they guarantee you privileges in life. It doesn’t work that way. Your position is precarious and you have to keep on working hard.

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